SHADOW WOODS Lane

Fernandina Beach | Florida

The Grace of

Tropical Design

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Leigh Howe

Presented At

$2,500,000

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 1

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 2

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 3

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 4

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 5

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 6

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 7

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 8

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 9

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 10

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 11

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 12

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 13

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 14

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 15

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. - Photo 16

1356

SHADOW WOODS Lane

Fernandina Beach | Florida

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States. , Fernandina Beach , Florida 32034

Rare Waterfront Opportunity on Amelia River

2 Acres with 171 Ft of Frontage Nestled among majestic moss
act quickly before this stunning property is gone.

Your perfect piece of Amelia Island awaits.

Property

Property Location

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States., Fernandina Beach Florida

Local Weather & Climate

Fernandina Beach, Florida

Current Conditions Updated recently

67 °F

Clear sky

Feels Like 68°F

Humidity 87%

Wind 8 mph

Visibility 6.2 mi

Sunrise 11:41 AM

Sunset 11:30 PM

5-Day Forecast

Tue 10 Mar

Clouds

High 82°

Low 66°

Wed 11 Mar

Clouds

High 80°

Low 68°

Thu 12 Mar

Clouds

High 81°

Low 66°

Fri 13 Mar

Clouds

High 67°

Low 56°

Sat 14 Mar

Clouds

High 69°

Low 60°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Fernandina Beach?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$250,000,000

1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States.

Fernandina Beach, Florida 32034

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Market Opinion

Ultra Luxury 401.6× median

View prices in:

Our perspective on current market conditions in Fernandina Beach. For informational purposes only — always consult a licensed real estate professional before making decisions.

Good Time to Buy

Market conditions favor buyers. Consider making a move.

Buyer Score

Prices are down 7.3% year-over-year

Homes are taking 93 days to sell - more time to negotiate

Homes selling 4.7% below asking price on average

Local Market Price Trends

Median home sale prices in Fernandina Beach, Florida — ZIP code 32034 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $250,000,000

Area median: $622,500

-7.3% year-over-year (well below the 3.5% historical avg)

Market Competition

93 days

Days on Market

Above typical

95.3%

Sale-to-List Ratio

Below asking

Future Value & Wealth Building

Starting investment: $2,500,000 20% down ($500,000)

42.4 years

Double Your Investment

Based on current market trends, your property value could double

$1,227,946

10-Year Equity

Your potential equity after 10 years of payments and appreciation

$13,306

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$4,083,377

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

2.5x

Leverage Power

Your $500,000 down payment could grow to $1,227,946 in equity (10 yrs)

Investment Perspective

$1 → $1.18

Every dollar invested today could become $1.18 in 10 years

$100 → 118 $1,000 → $1,178

$113/day

Your home may appreciate while you sleep

$793/week $3,435/mo $41,222/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$189K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -27% advantage over stocks

-$1.4M

+$1.2M

$1.2M Potential Equity

vs $1.4M lost to rent over 10 years

$500K Down Payment Growth

2.5x

10yr

$1.2M

4.6x

20yr

$2.3M

8.2x

30yr

$4.1M

Wealth Comparison

×10

Equivalent to 10 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $4.1M

Time to Double Your Investment (accounting for market cycles)

60.5

years

Conservative

1.15% effective/yr

42.4

years

Market-Based Opportunity

1.65% effective/yr

26.6

years

Optimistic

2.64% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $2.8M +12%

Market $2.9M +18%

Optimistic $3.2M +30%

$1.2M est. equity

20 Years

Conservative $3.1M +26%

Market $3.5M +39%

Optimistic $4.2M +68%

$2.3M est. equity

30 Years

Conservative $3.5M +41%

Market $4.1M +63%

Optimistic $5.5M +119%

$4.1M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Opportunity Zone

Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Redfin (Feb 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Feb 2026

Neighborhood Demographics

ZIP 32034 • 2022 ACS Data

40,026 Population

Median Age: 54.0

$95,869 Median Income

Above Average

$427,700 Median Home Value

Rent: $1,209

49.7% College Graduates

High

Housing

Homeowners 69.1%

Renters 11.5%

Vacancy Rate 19.4%

Employment

5.4% Unemployment

15.1% Work From Home

Education Attainment (Age 25+)

High School+ 96.4%

Bachelor's+ 49.7%

Graduate+ 18.7%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for Fernandina Beach

Cold Market More inventory, buyers have negotiating power

$622,500

Median Sale Price

$321

Price per Sq Ft

Avg Days on Market

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

What is the listing price for 1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States?

This property is listed at $250,000,000.

What are the current real estate market conditions in Fernandina Beach?

In Fernandina Beach, home prices have decreased 7.3% over the past year, homes typically sell within 93 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in Fernandina Beach?

Based on current market indicators, Fernandina Beach shows an active market. The market opportunity score is 77 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 1356 SHADOW WOODS Lane, Fernandina Beach, FL, 32034, USA, Fernandina Beach, Florida, United States?

This is a land parcel located in Fernandina Beach, Florida. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: